Teens 14-17

Survival Mode

If money feels like a constant emergency — if you're covering gaps, dodging fees, or just trying to make it to the next paycheck without a new crisis — start here. This stage is about stabilizing what's shaky and building the floor under your feet before anything else.
Build

If the fires are mostly out and you're ready to stop white-knuckling it — if you want actual structure, habits, and a plan that holds up when something unexpected hits — this is your stage. Build is where survival turns into a system.
Elevate

If you've got your footing and you're ready to think beyond the month-to-month — ownership, investment, something that outlasts you — this is where you go next. Elevate is for building wealth on purpose, not just staying afloat.

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